Investors should take cognisance of the fact that there are risks involved in buying or selling any financial product. Past performance of a financial product is not necessarily indicative of future performance. The value of financial products can increase as well as decrease over time, depending on the value of the underlying securities and market conditions. Illustrations, forecasts or hypothetical data are not guaranteed and are provided for illustrative purposes only. Nothing on this webpage should be interpreted as to constitute a solicitation, invitation or investment recommendation. Prior to selecting a financial product or fund it is recommended that all investors seek specialised financial, legal and tax advice.